Listings / Providence, RI
Sample listingNAICS 424490SBA 7(a) flaggedSeller financing
Narragansett Provisions
A Providence specialty-food distributor with thin margins and sticky routes.
Wholesale distribution · Providence County · est. 1979
Sample listing. Fictional. Not an offer to sell a real business.
Sample listing. Fictional wholesale distributor serving independent grocers in Rhode Island and southeastern Massachusetts.
- Route density
- Inventory is extra
- No real estate
Valuation context
An estimate from the illustrative Wholesale distribution SDE band (Band source: NewHands teaching assumption — illustrative planning range, not a market transaction comp dataset), not an appraisal. Customer concentration was not on the listing, so that adjustment was left at zero.
Low
$1,708,000
Midpoint
$2,135,000
High
$2,684,000
Asking price is $35,000 below the midpoint estimate (3.44× trailing SDE).
- Start with the illustrative Wholesale distribution SDE band (NewHands teaching assumption): 2.80× to 4.40×, midpoint 3.50×.
- Apply disclosed adjustments totaling +0.00 to each end of the band, then floor the multiple at 0.80×.
- Multiply seller's discretionary earnings of 610,000 by the adjusted band. That is the business value, not the real estate.
- Real estate is not included, so nothing is added after the multiple.